Client outcomes

To assist you as you help clients, we deliver clear, straightforward articles and resources. Our client-ready materials simplify timely, complex issues.

A senior couple plans for lifetime income.
Retirement Income Planning

Planning for lifetime income with annuities

Annuities are designed to help you grow your retirement income and protect you from outliving it. In return for your investment with an insurance company, you receive income in the form of regular payments through annuitization or a guaranteed lifetime income benefit that is available for an additional cost. There are many reasons why your client may want to purchase an annuity—and there are various kinds with unique benefits and drawbacks. 

A group of professionals in a meeting.
Retirement Income Planning

Student debt and retirement: 6 tips to help guide clients toward financial stability

It’s no secret that many Americans are struggling with student loan debt. And while many assume it’s only younger people who are concerned, older generations are also feeling burdened with the resumption of payments. A new survey by the Nationwide Retirement Institute® finds that even seasoned employees are experiencing significant financial pressures due to the resumption of student loan payments that resumed on October 1st.