At Nationwide Financial, we know that there is no onesize- fits-all retirement plan. Finding the right plan for each of your clients depends on factors such as their savings, expenses, health, family and values. Help improve your clients’ retirement readiness by staying up to date on the latest financial news and tax information.
Our recent survey uncovered insights from participants and plan sponsors on how they’ve been feeling about retirement planning. Learn more about the insights and how you can help build retirement confidence here.
Together, Medicare and Social Security will have a lasting impact on retirees’ financial well-being—and there are instances where these programs intersect. As a financial professional, you can help clients navigate these intersections so they can get the greatest benefits for the lowest overall cost
In the past, some annuity providers locked in products and beneficiaries upon purchase, making them less attractive for some clients. But now annuity solutions can much more client-friendly. Some annuities offer free withdrawal provisions or access to account values without penalties due to life events. Knowing this, it might be a good time to talk about the benefits of annuities with your clients.
Nationwide Retirement Institute’s® 10th annual Social Security survey revealed key insights into consumers’ knowledge and feelings about Social Security. View the insights here.
The retirement industry has largely shifted from defined benefit plans to defined contribution plans in recent decades, leaving American workers to shoulder the burden of owning their retirement planning. This shift has also created a planning gap for many workers as they near retirement age and need to figure out how to turn their savings into a secure and predictable stream of income in retirement. Plan Sponsors can help close this gap for their employees and deliver higher retirement confidence with in-plan guarantees.
For your clients who are self-employed, they may enjoy perks like being their own boss, having greater work flexibility, or owning something that they can pass on to their kids or grandkids. But self-employed clients may also miss out on the standard benefits afforded by a typical 9-5 like a 401k with employer match or health insurance—and it can be difficult to advise them on how to save for retirement.
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