Retirement Income Planning

Healthcare Expenses & Medicare: Discovering What’s Covered, Uncovering What’s Not

Understanding what Medicare does and does not cover allows beneficiaries to plan for healthcare costs, as well as determine how to pay for certain healthcare services that they may want or need in the future. While Medicare usually pays for acute care services, coverage for treatment of chronic conditions is not certain. However, our resources help Medicare beneficiaries take full advantage of all healthcare services that Medicare does cover – some of which are totally free! 

What to consider when discussing Medicare enrollment with clients

You are eligible for Medicare coverage beginning on your 65th birthday, but if you continue working past age 65 and still have health insurance through your employer, you do have options.  

Will possible tax increases affect your client’s retirement planning next year?

Regardless of the outcome of the 2020 election, conventional wisdom suggests that some taxes may likely increase in 2021. With trillions of dollars being allocated by the federal government in fiscal and monetary support to the COVID-19 crisis, and with many states and localities facing budget shortfalls, changes are likely on the horizon. Given this uncertainty, there’s a unique opportunity for financial professionals to go in-depth with clients and analyze the impact these potential changes may have on their retirement plans and finances for the coming year. 

Gen Xers feel the impact of COVID-19 and rising health care costs

As evident by our 2020 Health Care Consumer Survey, a staggering number of future retirees, especially Gen Xers (or what is often referred to as the “sandwich generation”), are concerned about health care retirement costs. These individuals are eager to learn more on this pressing topic, and many are engaging a financial professional for the first time. 

Wondering which Medicare plan is best for your clients?

Choosing the best Medicare plan can be complicated – so it’s important your clients understand it as well as they can before they make an enrollment decision. 

Millennials feel the impacts of COVID-19 and health care costs

As evident by our 2020 Health Care Consumer Survey, a staggering number of future retirees, especially Millennials, are concerned about health care retirement costs. Younger generations are eager to learn more on this pressing topic, and many are engaging a financial professional for the first time.